Minggu, 13 Maret 2011

Travel Insurance For Those Who Travel To A Foreign Land

By Joel M. Lessard


Traveling abroad whether on business or for pleasure calls for a lot of preparations well in advance before you leave the shores of your country and head to a foreign country. Of course you would first need to have your passport with Visa stamping and your confirmed flight tickets. But apart from these things the most important thing you would need is a travel health insurance.

The last thing you would want is to fall sick in a foreign country and end up in a hospital without any friends or family to help you out. Besides braving it alone, the cost of hospitalization and medication can run up quite a bit and turn out to be very expensive.

Some countries might insist on insurance stamping before issuing visa, but if not you take the initiative to buy the insurance before you leave your country. This is one area that you should never take lightly and better learn from others mistakes.

If you wonder why it is important to have your health insurance before you travel overseas, here is why:

It is possible that you can fall sick with a change of weather or have a fall or contract some infection while you are in a foreign country. Sickness and diseases do not give you any notice or do not look at the time and place before attacking your body. Besides if you have gone on a holiday then you should be able to attempt all adventure sports and have fun without having to worry about having a fall or an accident of any sort. With health insurance covered you can be free from all worries and enjoy yourself.

In case you are not covered under health insurance and fall ill while staying with friends or relatives in a foreign country, then they would have to take care of your as well as your hospital bills which can be a huge drain on them and is not the correct thing to do.

It is quite possible that the medical care abroad might be better than what you have in your country and hence you welcome it. But then you should get your travel insurance to take care of your medical cover and leave your hosts free from having to shell out money. At most you can depend upon them to take care of you otherwise.

When you are ready to pay for your flight tickets and visa costs etc, you should not cringe to pay the premium for the health insurance. Now days there are many policies available which give you a lot of discounts as well as give you extra coverage for your other assets like camera, laptop etc as freebies. You can scout the market to see which the best deal is for you and cover accordingly.




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