Senin, 07 Maret 2011

Student Auto Insurance: 3 Tips To Make It Affordable

By Alan Rochford


The truth is that, when it comes to getting affordable auto insurance deals for students, young people are mainly categorized as more reckless than other age groups. Because of this fact, most insurance companies will charge higher premiums due to the risk of you getting into an accident. The good news is that there are a few ways for you to reduce the price you pay, listed below.

1) Maintain Good Grades To Gain Discounts

One way of proving to the insurance firms that you aren't as reckless as they think you are is to show that you do well at school. The statistics show that students with good grades are less likely to make claims, so they're willing to reduce your premiums if you can prove you do well. In general, having a 3.0 GPA (grade B) or more can give you a discount, which will increase the better you do.

2) Drive Safely

Whether you have the grades to back you up or not, it'll also pay to show the insurance companies that you are a safe driver. Keep your record as clean as possible by driving within speed limits, always being careful and never driving under the influence. This will reduce the likelihood that you'll need to make any claims, and this is the very best way to get affordable auto insurance deals. It will take time to build this record, though.

3) Do Your Research

Before you even get searching for affordable auto insurance quotes you'll want to know the specific details of your car to make comparisons easier. Its age, model and engine size will all play a role in the price you pay. If you haven't bought a car yet, it's well worth bearing these factors in mind if you want the very cheapest student auto insurance.

It always pays to do your research and compare various companies before making an insurance decision: student auto insurance is no different. Thankfully there are now internet services that will allow you to input your location, current insurance details and specifics about your vehicle to help you find the best deals. This is the easiest way to hear about offers that you may not have otherwise known about.

It can be difficult to find affordable auto insurance deals for students, but it really isn't impossible. Use the internet to your full advantage and you might surprise yourself at the savings you could make!




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