Selasa, 01 Februari 2011

Obtain a Great TrustedID Service and Have the Most Unfailing Credit Protection

By Alan Stafford


Identity theft is rather rampant these days. Many people just learn at some later time after the crime has been committed that they have been victimized and hence are facing a grave financial crisis. This modus operandi can create disastrous effects on the finances of an individual as he could be forced to make payments for an enormous loan that he has not applied for and enjoyed. Or he could incur a negative credit score, which has far worse effects, such as troubles in landing employment and denied loan applications. It is thus a wise move nowadays to obtain an identity protection program, such as one of those offered by TrustedID.

TrustedID is a company that excels in giving folks a reliable and efficient identity theft shield. It is managed by a group of people who have years and years of experience in credit and its protection through the aid of the Internet. And one of their brilliant programs is the IDEssentials. This service does not only protect the identity of an individual and his credit account. They go the extra mile by providing help in case theft takes place. This program, in other words, does not leave one hanging and in desperation as they go more than just shielding identity.

One of the features of the IDEssentials is credit monitoring. This means that they keep tabs on your credit every day on three bureaus: Equifax, Experian, and TransUnion. Any changes in your credit will be reported to you for authentication. One feels secure, thus, that there is someone keeping an eye on his credit and need not be anxious and instead devote his time on some other endeavors that are fruitful and rewarding. They also supply you with a report from several bureaus so that you can check on them and see if there are discrepancies.

Another fantastic feature of this service is fraud alerts. This mechanism allows you put some alerts on your reports. Lending firms then will know that they have to get in touch with you first for confirmation before any credit application is completed and approved. This makes it very hard for scammers to take an unauthorized loan as everything has to go through you and you are aware of every transaction being processed in your name. If you confirm that the loan application is valid, processing will continue until the application is approved. But if you report it to be fraudulent, it will be canceled altogether and theft will be thwarted.

TrustedID also gives you an identity threat score. This rating evaluates your probability of becoming a victim of identity theft. This operation is done by the organization by checking your information on different sources. With the information gathered in their monitoring, they will examine patterns that would detect whether theft has been done or theft is about to be done. Based on your score, they will offer you superior assistance by recommending correct actions you can take to block theft attempts or to remedy the situation if theft has been done already.




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